Tabula Medica
Insurance

Deductible

Definition

The amount you pay out-of-pocket for healthcare services before your insurance starts covering costs. For example, with a $2,000 deductible, you pay the first $2,000 of medical bills each year yourself.

Why It Matters

Your deductible resets annually (usually January 1). Knowing how much of your deductible you've met helps you plan medical procedures — scheduling a surgery in December after meeting your deductible saves thousands vs. waiting until January.

In Your Records

Tabula Medica tracks your deductible progress across all your EOBs. The financial dashboard shows how much of your deductible is met and estimates remaining out-of-pocket costs for the year.

FHIR Resource Type

This data appears in your records as a FHIR Coverage resource. Tabula Medica standardizes this across all connected providers so your Deductible data is always comparable.

Related Terms

Explanation of Benefits

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